The safety of Tulane students is an integral part of the mission of the Office of Study Abroad. Tulane takes great care to select and continuously monitor the programs in our portfolio, using such resources as the U.S. State Department, Global Rescue, various news outlets and the Tulane Office of Insurance and Risk Management. During the pre-departure orientation programming, OSA staff advises students on how to take responsibility for their safety while abroad by using these same resources to stay informed of the general security status of the host country, aware of their specific surroundings and attuned to situations that have the potential to be unsafe. All students register for Global Rescue, which provides up-to-date information about travel security conditions in locations around the world. Students are advised to pay close attention to unfamiliar surroundings, keep others informed of their plans and schedules, and to avoid risky behavior that may impair their awareness and ability to protect themselves. Just as students have access to a support system while in New Orleans, they will have access to staff in their host country who can assist them if necessary.
The Office of Study Abroad works closely with other offices on campus and with host staff abroad to act quickly and monitor carefully in the event of an emergency abroad. Every student is required to have Global Rescue, which provides medical, personal, travel and security advice and assistance. In the case of an emergency, Global Rescue may be contracted to provide emergency medical care or evacuation and security assistance, which includes evacuation in the event that it is determined that a student security is threatened by any political instability or civil unrest.
Tulane students must demonstrate adequate health coverage both in the U.S. and in their host country while studying abroad. To demonstrate health coverage in the U.S. students must complete the same annual on-campus waiver process they complete every year they are enrolled at Tulane. For overseas insurance, students and families are urged to explore their options and understand fully how they are insured during the period they study abroad. Students must complete a declaration form indicating to the Office of Study Abroad indicating how they will be covered abroad. It is possible that the student’s domestic health insurance may cover them while abroad; the student can contact the provider to make that determination. In the case that they are not covered while abroad, Tulane works with GeoBlue insurance to provide international coverage. Additionally, some program providers and host universities require a particular kind of insurance as a condition of enrollment. Because the method a student may secure health insurance while abroad varies, based on the program provider, the host institution or host country, students should research their options so that they can make an informed decision.
Tulane University requires all full-time students, whether they study on or off campus, to certify adequate health insurance coverage in the United States. This requirement applies to all students on a Tulane-sponsored Study Abroad Program, no matter their permanent citizenship (US or international). Study abroad students are NOT exempt from this requirement. The details of the domestic requirement can be found on Tulane University's Health Services Insurance Webpage. Unforeseen events may cause you to return to the U.S. earlier than originally intended—perhaps even with a medical condition requiring treatment—in which case it is imperative to maintain adequate medical coverage in the U.S. even while studying abroad. In addition to certifying adequate U.S. coverage through Tulane’s annual waiver process, study abroad students must indicate how they will maintain adequate health insurance coverage while abroad.
Students should consider the following options to obtain health insurance while abroad:
Option 1: Study Abroad Program-Provided Insurance
Many, but not all foreign programs, universities, and/or host countries’ governments automatically cover students with an international health insurance policy or coverage through a national healthcare plan. Please research what, if any, insurance is provided to you through your foreign program, university, or host government. Familiarize yourself with the benefits and exclusions. In some cases a fee might be charged by the host government or program for enrollment into their healthcare plan.
Option 2: GeoBlue
Tulane offers students participating in Study Abroad programs the option to purchase GeoBlue supplemental health insurance for their time abroad. GeoBlue covers you abroad while abroad, even while traveling in other countries outside of your host country (other policies may not). Purchasing GeoBlue insurance is mandatory for students who study on the EDUCO program, the Bologna Consortial Studies Program and the REUNIDAS Madrid program. The Office of Study Abroad will purchase the insurance on your behalf and bill your Tulane account.
Purchasing GeoBlue insurance is optional for all other study abroad students. Cost is approximately $300 per term and $500 per year. If you would like GeoBlue, you must enroll yourself in the insurance program by visiting this link: https://www.geobluestudents.com/for-students-members. You will need to use the following school code: CME-484.
Option 3: Tulane’s United HealthCare Student Health Insurance Plan (T-SHIP)
Students may enroll or choose to stay enrolled in Tulane’s University’s Student Health Insurance Plan. The T-SHIP offers international coverage with in-network providers and no out-of-pocket expenses after applicable deductibles are met. Complete information about United Health Care Global, including current rates, may be found at: https://campushealth.tulane.edu/insurance-billing/t-ship
Option 4: Other
If, for example, you waive the T-SHIP every year and instead use your family’s health insurance when you’re at Tulane, you might explore whether that policy provides global coverage that you are comfortable with.
Please note that you will be required to demonstrate proof of international insurance prior to the start of your study abroad semester/year.
Most medical conditions are completely manageable while abroad and simply require a bit of preparation and planning so that they do not interfere with the student’s experience. If a student has a pre-existing medical condition, they should speak with their physician in order to develop a plan for their time abroad. Here is a list of questions to discuss with a health care provider prior to studying abroad:
If the student receives accommodations from the Center for Student Accessibility at Tulane, we will work with the student to identify a suitable program that can accommodate their needs.
Our approved programs have procedures in place to ensure that students have access to adequate healthcare, whether their medical condition is new or old. Furthermore, while it does not provide health insurance, Global Rescue can assist in finding local medical professionals (English-speaking, if necessary). The Office of Study Abroad recommends that students stay informed about health conditions and risks in their host country while taking necessary preventative measures to stay healthy.